What are the upcoming changes to LBTT (stamp duty)? Subject to Royal Assent, on the 1st of April 2016 there is a 3% LBTT (stamp duty) surcharge payable on additional property purchases (such as buy-t...
Buying help & advice
Essential tips and guidance for property buyers
Local Authority Purchase If you are a Local Authority or housing association tenant you may have the right to purchase your property. The rules for purchase and discounts available vary and much d...
Pension changes could boost the Buy to Let market Pension reforms which take effect from April 2015 could trigger a surge in buy to let investments. Pension investors aged 55 and over will be able to ...
The Bank of England’s Monetary Policy Committee (MPC) has held the Base Rate at 0.5% which means the rate has been at this level for more than 5 years. The MPC vote to keep Base Rate at 0.5% was una...
The Scottish Governments Help to Buy scheme has closed its doors to new applicants looking for funding in the current financial year. In April the Government made available enough money to fund 2,000 ...
Scottish First Time Buyers out in force According to the most recent report from the Council of Mortgage Lenders (CML) there has been a massive increase in the number of mortgages advanced to first ti...
It’s become pretty clear since the start of 2014 that the property market in East Central Scotland has seen a steady recovery. Those who are selling property are enjoying greater demand which in tur...
The demand for property in all areas of Edinburgh and the Lothians continues to outstrip supply by quite some way. According to the latest figures released by ESPC during the three months to April the...
Buy To Let Top Tips Edinburgh’s buy to let market is currently gaining momentum, with statistics suggesting this sector of the property industry is enjoying a recovery from the recent downward turn....
Barclays Mortgages have recently released a ‘Financial Flexibility’ Report which aims to quantify the impact on mortgage borrowers should interest rates rise, as predicted, by the end of 2...
With increasing numbers of borrowers turning to the property market once more, the Council of Mortgage Lenders (CML) has reported the highest quarterly lending levels in Scotland since 2008 with home ...
Most of us have spent much of our time trying to fix our energy bills to protect against price increases. And, there is no doubt if someone said to you why not future proof the cost of your petrol b...
